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State Farm® Insurance Agent

David St. Charles

5083 Main Street
Suite 4
Spring Hill, TN 37174-2771

Our office is located just south of Lowe's on Hwy. 31 in the Keller Williams Building.

Profile photo of a State Farm Agent named: David St. Charles

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
Call us 24 hours a day!


5083 Main Street
Suite 4
Spring Hill, TN 37174-2771



Since February of 2008 we have served the Spring Hill, Thompson's Station, Columbia, and Franklin communities. Getting here was a journey! After 20 years in the grocery industry I was looking for a change. I wanted to live in a small, growing town where my wife, Michelle, and I could raise our three boys. Back then there was no Walmart, no Rec Center, no Crossings and we certainly didn't have 50,000 residents! Our boys are all grown and attending college (Roll Tide, Go Mocs, & GBO). Spring Hill has been so good to us, and we have tried to be good in return. I have served the Spring Hill Chamber of Commerce for many years and had the honor of being Chairperson in 2019. I still serve on the Board today. Other organizations I have had the privilege to serve include The Rotary Club, Independence Athletic Club, The Well Food Pantry and the Economic Development Commission. I currently serve on the Board of Directors for The Boys & Girls Club of South Central Tennessee. My wife and I were also honored to receive The Shining Apple Award from Williamson County Schools in 2020 for our volunteer efforts in the schools.

We have an incredible team in the office with over 75 years of combined experience. Our goal is to provide the highest level of customer service to make your insurance plan work hard for you! We listen to your concerns and needs, and then help you make educated decisions on your auto, home, and life insurance.

We also offer commercial insurance for your business and can help you protect your livelihood, and as a small business owner I understand the unique needs of small business owners. We work to provide many options for small business owners and offer Business Owner policies, Workers Compensation, Business Auto including Fleets, and Business Life Insurance. We also can provide Professional Liability, Errors and Omissions policies, and Employee Practices Liability Insurance (EPLI) for various types of businesses. We focus on the development and implementation of life insurance strategies to suit any unique business arrangement. We also offer complimentary notary services to anyone that needs assistance.

I'm proud of our track record at David St Charles State Farm, and will continue to work everyday to serve the needs of our customers and the community.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities, Home Loans

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Our mission is to provide an excellent experience for the residents of Spring Hill, Thompson's Station, Columbia and Franklin when shopping for auto, home, business or life insurance. We will be active members of our community and care as much for our customers as we do for our area.

Joy Graves

Financial Services Representative


Michelle St. Charles

Insurance Account Representative


Curtis Carpenter

Insurance Account Representative


Natalie Farrow

Insurance Account Representative


Hunter Dye

Insurance Account Representative